When you file bankruptcy, you must list all of your debts, and you must identify each debt as secured or unsecured. How the debt is identified determines how that debt will be treated when you file a Chapter 7 or … Continue reading →
It depends on who the creditor is and what they are garnishing for. Wages and bank accounts are most commonly garnished. However, if you owe taxes, child support, spousal support or student loans, many other sources of income are at … Continue reading →
In most cases, the answer is no. Bankruptcy allows debtors to wipe out, or discharge, many debts including things like credit cards and medical bills. These are unsecured debts. Student loans are also unsecured debts, but Congress has given student … Continue reading →
Most Americans live paycheck to paycheck. It is not uncommon for people to find themselves with too much month left for the money they have. So how do you pay your bills with no money? Obviously, you don’t, but there … Continue reading →
