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Insights into bankruptcy law
Does Bankruptcy Clear State Tax Debt In Ohio?
State tax debts can sometimes be cleared, or discharged, by filing a bankruptcy. It depends on the type of tax debt that is owed. Many of the rules are the same for state tax debt as for tax debts owed … Continue reading →
Does Bankruptcy Get Rid of Private Student Loans In Ohio?
Private student loans are generally treated the same as federal student loans in bankruptcy. That means, you can’t usually get rid of them by filing a bankruptcy. Bankruptcy law gives student loans special protection in a bankruptcy, and you can … Continue reading →
Do You Need To File Bankruptcy To Recover Financially From The Coronavirus?
Do You Need To File Bankruptcy To Recover Financially From The Coronavirus? The coronavirus crisis has impacted everyone in some way. The financial ramifications are far reaching. Many have had to use credit to survive lost income. Some have incurred … Continue reading →
Filing Bankruptcy and Starting Again In Ohio?
You’ve filed bankruptcy and gotten your discharge. Now what? Bankruptcy is meant to give debtors a fresh start. You need to focus on three things after a bankruptcy: making sure your credit report is correct; re-building your credit; and making … Continue reading →
Medical Bankruptcy FAQ For Ohio Residents
Medical bills, loss of income due to medical problems, rising health care costs and inadequate health insurance all contribute to the large number of bankruptcy filings attributed to medical issues. Medical bills are also a source of increased credit card … Continue reading →
How to Get Out of Debt Quickly In Ohio
Most Americans are in debt. Not all debt is bad, but too much debt is a drain on your finances, and your emotional and psychological well-being. Worrying about debt is very stressful and a source of conflict in many relationships. … Continue reading →
Tax Debt in Ohio Bankruptcy
Bankruptcy can be a powerful tool to help people solve tax problems. Not all tax debt will go away in bankruptcy, however—in fact, most won’t. Even so, in the right situation, both Chapter 7 and Chapter 13 bankruptcy can provide … Continue reading →
What Are The Differences Between Secured And Unsecured Debt In Ohio?
When you file bankruptcy, you must list all of your debts, and you must identify each debt as secured or unsecured. How the debt is identified determines how that debt will be treated when you file a Chapter 7 or … Continue reading →
What Can a Creditor Garnish In Ohio?
It depends on who the creditor is and what they are garnishing for. Wages and bank accounts are most commonly garnished. However, if you owe taxes, child support, spousal support or student loans, many other sources of income are at … Continue reading →
What Happens After Bankruptcy In Ohio?
You have finally received your bankruptcy discharge. Your creditors have been notified that they can no longer sue you, garnish your wages, attach your bank account, call you or send you mail. You have been given a fresh start. So, … Continue reading →
