You have finally received your bankruptcy discharge. Your creditors have been notified that they can no longer sue you, garnish your wages, attach your bank account, call you or send you mail. You have been given a fresh start. So, … Continue reading →
The bankruptcy discharge order is the document that is signed by the judge to tell creditors that they can no longer collect a debt from you. This means that a creditor can no longer sue you, garnish your wages, attach … Continue reading →
A charged off car loan is treated in bankruptcy like any other car loan. You need to look beyond the issue of whether the debt is charged off and look at the type of debt it is. The type of … Continue reading →
Tax refunds in bankruptcy are a tricky issue. A tax refund is a valuable asset to you and your bankruptcy estate. Whether you get to keep your tax refund depends on what kind of bankruptcy you file (Chapter 7 or … Continue reading →
The financial difficulties resulting from a criminal matter are one of the many reasons that people file for bankruptcy. Many criminal matters result in court fines being assessed against the wrongdoer. Clearing, or discharging, court fines by filing bankruptcy sounds … Continue reading →
If you are filing a Chapter 7 and meet the income requirements, you can ask the court to waive your filing fee. When you file bankruptcy, the court charges a filing fee. For a Chapter 7, it is $335. For … Continue reading →
A bankruptcy has very little effect on child support. If you paid child support before you filed bankruptcy, you are still going to have to pay it after you file. If you were behind on child support payments before you … Continue reading →
Tax debt can’t usually be wiped out, or discharged, by filing bankruptcy unless it is old and you meet some very specific requirements. It depends on when the tax return was filed and what kind of tax debt you owe. … Continue reading →
There is nothing in the bankruptcy laws that restricts how often you can file for bankruptcy. But, if you receive a discharge in a bankruptcy case, there are timing requirements if you want to get a discharge in a later … Continue reading →
A mortgage is agreement between a property owner and a mortgage company giving the mortgage company an interest (a lien) in property as security for money lent by the mortgage company. Generally, only the lender (the mortgage company) can modify … Continue reading →
