The bankruptcy discharge order is the document that is signed by the judge to tell creditors that they can no longer collect a debt from you. This means that a creditor can no longer sue you, garnish your wages, attach … Continue reading →
The financial difficulties resulting from a criminal matter are one of the many reasons that people file for bankruptcy. Many criminal matters result in court fines being assessed against the wrongdoer. Clearing, or discharging, court fines by filing bankruptcy sounds … Continue reading →
If you are filing a Chapter 7 and meet the income requirements, you can ask the court to waive your filing fee. When you file bankruptcy, the court charges a filing fee. For a Chapter 7, it is $335. For … Continue reading →
If you owe debts that you’re having trouble paying, your creditors are probably trying to collect from you using phone calls, nasty letters, and perhaps even lawsuits. If your creditor takes the next step and garnishes your wages, in many … Continue reading →
The short answer is “No.” Your employer will deduct taxes and other necessary items from your gross wages before subtracting a wage garnishment owed to a creditor. In this article, you’ll learn about the process your employer will use when … Continue reading →
When you file a bankruptcy, your tax refund is an asset of your bankruptcy estate. Your tax refund may include an earned income credit (EIC). When it does, you could have a big refund coming to you. Whether your trustee … Continue reading →
There is nothing in the bankruptcy laws that restricts how often you can file for bankruptcy. But, if you receive a discharge in a bankruptcy case, there are timing requirements if you want to get a discharge in a later … Continue reading →
In some cases, yes, a Chapter 7 bankruptcy can give you a temporary reprieve from an eviction action, but it’s rarely a permanent solution. If you’re falling behind on your rent, it might be best to contact your landlord and … Continue reading →
Bankruptcy stops collection activity, including foreclosure, but whether it will permanently stop it will depend on the type of bankruptcy you file and your ability to catch up on arrearages and make ongoing mortgage payments. If you’re facing foreclosure, it’s … Continue reading →
Filing for bankruptcy doesn’t mean that you can’t rent an apartment. But, it might be harder to get favorable lease terms in the area you want without a cosigner. Landlords look at several factors when deciding whether to rent a … Continue reading →
